A few months ago my husband and I took a cruise and where we have had to put our two beautiful dogs into the kennels for the past few years when going away, our daughter and her husband agreed to come and dog sit for us. When we got back we wished we had Veterinary Pet Insurance as one of the dogs fell ill while we were away.

Now I have to say that my heart sank when I found out that they had to take my precious dog to the vet because she had hurt her neck by jumping up and catching her back on a table. The news was not good my precious Tilly was on steroids and being taken care of at the veterinary practice because they discovered a compacted vertebra in her neck!

Cost is not a problem when it comes to my dogs but I have to say I was a little horrified when we got back and went to collect Tilly from the vet to discover a bill for over $3,000 for care, medicines and a neck brace (which did look very silly). That turned into one very expensive trip to the vets for little Tilly.

It was then that I realized that had I taken out Veterinary Pet Insurance then Tilly's trip to the vets would have been much cheaper if I had the dogs covered. This turned into a very expensive method of finding out how much I could have saved in having veterinary pet insurance.

My father always used to tell me that the one thing you can never have enough of is insurance and in this case he was more than correct as I could have taken out the veterinary pet insurance for both dogs for a lifetime for what that one trip ended up costing me!