Finding cheap auto insurance companies in Alabama is easier than you might think. There are several ways that you can get your insurance for even less than the cheap companies normally sell their insurance for, if you know how to answer a few simple questions the right way.

For example, setting it up so your premium is paid automatically every month saves the insurance company the cost of billing you and they pass a portion of that savings on to you. If you can park your vehicle in a garage at night and not on the street that will also save you money.

If you use a steering wheel "club" device to lock your steering wheel when you leave your car you can save money every month. If you join a carpool at work and you can cut the number of rush hour miles you drive each month in half then you will also save a great deal on your car insurance.

If you can use public transportation as much as possible and cut your driving down to 500 miles or less each month you will also save a great deal. Increasing your deductible will save you money instantly. Just keep in mind that you will have to pay your deductible out of your own pocket if you have a claim so don't promise more than you can afford to pay.

Now that you know all of those tricks for lowering it costs you can apply them to the cheapest auto insurance that you can legally buy in the state of Alabama - a basic liability policy - and you can save as much as it is possible to save.

The basic liability policy in Alabama is called at 20/40/10 policy. This policy pays a maximum of $20,000 in medical costs to any one individual who is hurt as a result of an accident with your vehicle and it pays a maximum of $40,000 in medical payments for all persons who are hurt as a result of an accident with your vehicle. This policy pays a maximum of $10,000 in property damages - typically the repair of the other person's car.

These super cheap policies do not pay anything to repair your vehicle nor do they pay anything for your medical bills or for the medical bills of anyone riding in your vehicle.

The place to find the cheapest auto insurance companies in Alabama is online. And the best way to find the cheapest companies online is to look at several different price comparison sites so that you see the largest number of prices from the largest number of insurance companies possible.

Once you are satisfied that you have found the lowest price you are going to find, then grab it and count your savings each and every month.